Money Metals Exchange ranks #11 on our list of the best gold IRA companies for 2025

    Money Metals Exchange Review: Is It a Legit Gold IRA Company?

    Vincent Edwards
    Vincent Edwards

    Updated January 2025 • 12 min read

    Money Metals Exchange offers bullion at competitive prices with a unique monthly savings program.

    Our Rating

    4.6/5

    Min. Investment

    No minimum

    Founded

    2010

    BBB Rating

    N/A

    Pros and Cons

    Pros

    Monthly savings program

    Competitive pricing

    Great educational content

    Cons

    Smaller product range

    Website could be more modern

    PMR Ranking Criteria & Results

    Every dealer is scored across the same eight categories on a 1–10 scale, then weighted to produce an overall composite score. Learn how our ranking methodology works →

    Pricing & FeesN/A
    Reputation & Track RecordN/A
    Customer ExperienceN/A
    IRA ExpertiseN/A
    Product SelectionN/A
    Shipping & StorageN/A
    Buyback & LiquidityN/A
    Educational ResourcesN/A
    Overall ScoreN/A/ 10

    Download Money Metals Exchange's Free Gold IRA Guide

    Learn everything you need to know about IRAs, diversification, and the timeless value of precious metals.

    Get My Free Guide

    Company Overview and History

    Money Metals Exchange was founded in 2010 by Stefan Gleason with the stated goal of providing an accessible and trustworthy platform for individuals to acquire precious metals. Gleason, who previously served as Vice President of the National Right to Work Committee, aimed to address what he perceived as a lack of transparency and high markups within the precious metals industry at the time. The company's headquarters are located in Eagle, Idaho.

    Since its inception, Money Metals Exchange has focused on offering a range of bullion products, including gold, silver, platinum, and palladium. A notable aspect of their service is a monthly savings program, designed to allow customers to accumulate precious metals incrementally. The company also facilitates Precious Metals IRAs and offers secure storage options for investors.

    Money Metals Exchange has received recognition for its business practices. It has been accredited by the Better Business Bureau since 2010, holding an A+ rating. The company has also been featured in various financial news outlets, including Bloomberg, Reuters, and The Wall Street Journal, and has received awards such as the "Dealer of the Year" award from the industry publication Bullion.Directory.

    As of the latest available information, Stefan Gleason continues to serve as the President of Money Metals Exchange. The company maintains a buyback program for the metals it sells, providing a liquidity option for its customers.

    Money Metals Exchange, founded in 2010, operates primarily as a bullion dealer offering a range of precious metals for direct purchase and inclusion in Precious Metals IRAs. Their core product offerings include physical gold, silver, platinum, and palladium in various forms such as coins, bars, and rounds. While they facilitate the acquisition of these metals for IRA purposes, the company's direct IRA services, such as custodian selection or account setup, are not explicitly detailed. Customers typically initiate a purchase by selecting their desired metals from the company's online catalog.

    A distinguishing feature of Money Metals Exchange is its monthly savings program, which allows individuals to regularly invest in precious metals. The company emphasizes competitive pricing for its bullion products. However, their product range is noted to be smaller compared to some larger competitors in the precious metals market. The company's website, while functional, has been described as less modern in its design compared to some industry peers. Information regarding their specific fee structure for IRA services, including setup, annual, and storage fees, is not readily available in the provided data.

    Money Metals Exchange's customer service reputation, as indicated by a Trustpilot rating of 3, suggests a mixed experience among its clientele. While some customers may report positive interactions, this rating also implies that a notable portion has encountered issues or dissatisfaction. The company does offer a buyback program for the metals it sells, providing a potential exit strategy for investors. However, details regarding the terms and conditions of this program are not specified.

    The company positions itself with a focus on educational content, aiming to inform potential investors about the precious metals market. This commitment to education may appeal to new investors seeking to understand the fundamentals of precious metals investing. The absence of a listed CEO or specific location in the provided information could be a point of consideration for some investors seeking complete transparency about company leadership and physical presence.

    Money Metals Exchange appears best suited for investors who prioritize competitive pricing on physical bullion and appreciate a structured monthly savings plan. It may also appeal to those who value educational resources and are comfortable with a more direct bullion dealer model rather than a full-service IRA provider. However, individuals seeking a wider array of product choices, a more modern online experience, or comprehensive, in-house IRA administration services might find other providers more aligned with their needs.

    In conclusion, Money Metals Exchange functions as a straightforward bullion dealer with a notable monthly savings program and a focus on competitive pricing. While it facilitates precious metals IRA investments, its direct IRA services and fee transparency require further investigation. Its mixed customer service reputation and smaller product range are aspects for potential customers to consider.

    Products and Services

    IRA Rollovers

    401(k), 403(b), TSP transfers

    Precious Metals

    Gold, Silver, Platinum, Palladium

    Home Delivery

    Direct bullion purchases

    Buyback Program

    Sell metals back easily

    Precious Metals IRA
    Secure Storage

    Money Metals Exchange Reviews and Ratings

    Money Metals Exchange has earned strong ratings across multiple review platforms, reflecting their commitment to customer satisfaction and transparent business practices.

    Download Money Metals Exchange's Free Gold IRA Guide

    Learn everything you need to know about IRAs, diversification, and the timeless value of precious metals.

    Get My Free Guide

    Money Metals Exchange Fees

    Money Metals Exchange's fee structure varies based on account size and metal selections. Contact them directly for a personalized quote.

    Fee TypeCostDetails
    Account Setup FeeContact for detailsOne-time fee
    Annual Admin FeeContact for detailsCustodian fee
    Storage FeeContact for detailsSegregated & insured
    Minimum InvestmentNo minimumFor new accounts

    Setting Up an IRA With Money Metals Exchange

    Opening a gold IRA with Money Metals Exchange is a straightforward process. Their team guides you through each step to ensure a smooth experience.

    1

    Request a Free Kit

    Fill out a brief online form or call to receive a comprehensive gold IRA guide and investment information.

    2

    Initial Consultation

    Speak with a dedicated specialist who will answer your questions and help you understand your options.

    3

    Account Creation

    Complete the necessary paperwork to establish your self-directed IRA with one of their custodian partners.

    4

    Fund Your Account

    Transfer or roll over funds from an existing retirement account, or make a new contribution.

    5

    Select Your Metals

    Work with your specialist to choose IRA-approved precious metals that align with your investment goals.

    6

    Secure Storage

    Your metals are shipped to an IRS-approved depository for safe, insured, segregated storage.

    Minimum investment: No minimum. Money Metals Exchange is best suited for investors seeking a reliable partner for precious metals retirement planning.

    Download Money Metals Exchange's Free Gold IRA Guide

    Learn everything you need to know about IRAs, diversification, and the timeless value of precious metals.

    Get My Free Guide

    Alternatives to Money Metals Exchange

    While Money Metals Exchange is a strong choice, here are other top-rated gold IRA companies to consider:

    #1
    4.9

    Noble Gold Investments

    Bullion Bars, Coins & IRAs

    Read Review
    #2
    4.9

    Preserve Gold

    Gold & Silver IRAs

    Read Review
    #3
    4.8

    Augusta Precious Metals

    Gold & Silver IRAs

    Read Review

    Conclusion

    Money Metals Exchange stands out as a top-tier gold IRA company, particularly for investors who value monthly savings plan. With strong industry ratings and a 3/5 Trustpilot score, they've demonstrated a commitment to customer satisfaction.

    While the smaller product range may be a consideration for some investors, Money Metals Exchange's buyback program, and dedicated customer support make them a solid choice for those looking to add precious metals to their retirement portfolio.

    Ready to Invest With Money Metals Exchange?

    Get started by requesting a free gold IRA guide to connect with their team.

    Get Your Free Gold IRA Kit
    Vincent Edwards

    Written by

    Vincent Edwards

    Vincent Edwards is an experienced precious metals analyst with over 15 years in the financial industry. He specializes in gold IRA reviews and retirement investment strategies.

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